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Professional Liability in Grinnell and Newton, IA

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Ramsey-Weeks, Inc., we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Ramsey-Weeks, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Ramsey-Weeks, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Ramsey-Weeks, Inc.

715 5th Ave
Grinnell, IA 50112
Main office: 641-236-3141
Fax: 641-236-6689

Our Providers

Testimonials

My expectation is to have an agent that cares about me and my family and wants to be sure I have the right insurance, at the right time, for the right reasons and at the right cost. Darcy has exceeded these expectations time and time again!

Todd L - President and CEO of the Grinnell Regional Medical Center
You always hear commercials about buy local. I can't even imagine going through what I did without Ramsey-Weeks. Darcy Swick and Cindy Pollock were there the majority of the day. It's really hard to even dwell on that day, but what would I have done? How would I have dealt with all this? I am forever grateful for everything they have done for me. You cannot ask for better service than with Ramsey-Weeks.

Sherry B
Claim service you can count on... When we looked at the storm damage, one thing that never crossed our minds was to worry about insurance. We knew that our friends at Ramsey-Weeks had set us up with appropriate coverage and that they would go to bat for us personally if things got rough. We can truly say we have had a very positive experience with Ramsey-Weeks and Allied Insurance.

Neal And Barb Van E
The day that the hail storm hit Grinnell in early April 2010 was the day that we brought our infant daughter Reese home from the hospital. We spent her first night at home, along with her 2-year-old and 4-year-old brothers, with no power. The next day Paul Pohlsen called my husband, JT, and said that he had alerted West Bend that we would have a claim, and that we should be hearing from an agent soon. We had phone calls within 24 hours regarding the damage to our home and vehicles, and we had an adjuster here within days. Paul Pohlson, Darcy Swick, and the employees at Ramsey Weeks were incredibly helpful. As young homeowners - we had never experienced the claim process before. Ramsey Weeks and West Bend worked collaboratively to meet our needs - and we came out of the situation with our home completely restored. Thank you to all who worked so hard to serve this community during that time.

JT and Tara A
We have been very pleased with the service we’ve received since we started working with Ramsey-Weeks for our home and auto insurance. It has been extremely helpful to have someone right here in Grinnell readily available to answer questions and assure us things are being handled correctly. We know Darcy cares about us as a family and will do all she can to watch out for our best interests.

Levi and Julie D
Not to long ago I switched agencies after a number of unpleasant experiences with another agent. The other agent disappeared whenever I needed to ask questions about a possible claim. Paul Pohlson was busy with a number of claims during the backup of sewer in Grinnell. He made time for me to talk to me and go through the process.

Tom S
Kevin Kolbe is the utmost professional. We learned we could depend completely on Kevin’s years of experience and totally honest advice. He knew just how to price and market our house for Grinnell. He patiently answered all our questions about the selling process and made our experience as worry free as possible. We recommend Kevin whole-heatedly as the person you can work with in complete confidence.

Ira and Susan Strauber