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641.236.3141

Personal Umbrella Insurance

Be Ready for Anything and Everything

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from Ramsey-Weeks, Inc. will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

Your Umbrella Liability policy from Ramsey-Weeks, Inc. works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

At Ramsey-Weeks, Inc., we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.

Our Location

Ramsey-Weeks, Inc.

715 5th Ave
Grinnell, IA 50112
Main office: 641-236-3141
Fax: 641-236-6689

Our Providers

Testimonials

My expectation is to have an agent that cares about me and my family and wants to be sure I have the right insurance, at the right time, for the right reasons and at the right cost. Darcy has exceeded these expectations time and time again!

Todd L - President and CEO of the Grinnell Regional Medical Center
You always hear commercials about buy local. I can't even imagine going through what I did without Ramsey-Weeks. Darcy Swick and Cindy Pollock were there the majority of the day. It's really hard to even dwell on that day, but what would I have done? How would I have dealt with all this? I am forever grateful for everything they have done for me. You cannot ask for better service than with Ramsey-Weeks.

Sherry B
Claim service you can count on... When we looked at the storm damage, one thing that never crossed our minds was to worry about insurance. We knew that our friends at Ramsey-Weeks had set us up with appropriate coverage and that they would go to bat for us personally if things got rough. We can truly say we have had a very positive experience with Ramsey-Weeks and Allied Insurance.

Neal And Barb Van E
The day that the hail storm hit Grinnell in early April 2010 was the day that we brought our infant daughter Reese home from the hospital. We spent her first night at home, along with her 2-year-old and 4-year-old brothers, with no power. The next day Paul Pohlsen called my husband, JT, and said that he had alerted West Bend that we would have a claim, and that we should be hearing from an agent soon. We had phone calls within 24 hours regarding the damage to our home and vehicles, and we had an adjuster here within days. Paul Pohlson, Darcy Swick, and the employees at Ramsey Weeks were incredibly helpful. As young homeowners - we had never experienced the claim process before. Ramsey Weeks and West Bend worked collaboratively to meet our needs - and we came out of the situation with our home completely restored. Thank you to all who worked so hard to serve this community during that time.

JT and Tara A
We have been very pleased with the service we’ve received since we started working with Ramsey-Weeks for our home and auto insurance. It has been extremely helpful to have someone right here in Grinnell readily available to answer questions and assure us things are being handled correctly. We know Darcy cares about us as a family and will do all she can to watch out for our best interests.

Levi and Julie D
Not to long ago I switched agencies after a number of unpleasant experiences with another agent. The other agent disappeared whenever I needed to ask questions about a possible claim. Paul Pohlson was busy with a number of claims during the backup of sewer in Grinnell. He made time for me to talk to me and go through the process.

Tom S
Kevin Kolbe is the utmost professional. We learned we could depend completely on Kevin’s years of experience and totally honest advice. He knew just how to price and market our house for Grinnell. He patiently answered all our questions about the selling process and made our experience as worry free as possible. We recommend Kevin whole-heatedly as the person you can work with in complete confidence.

Ira and Susan Strauber